The national collective agreement of July 11, 2023, established the generalization of mandatory collective provident schemes for the territorial public service, with a minimum employer contribution of 50% starting January 1, 2029. Law no. 2025-1251 of December 22, 2025, transposed these provisions into the General Code of Public Service (CGFP).
Decrees no. 2026-986 and no. 2026-987, published on October 24, 2026, define the conditions for territorial employers' participation in financing provident schemes and the minimum guarantees.
The mandatory membership concerns territorial civil servants, trainees, public law contract agents (including foster and family assistants, adult-relay agents), and apprentices. Exemptions are provided for contracts shorter than 6 months, agents already covered by an individual contract (up to 12 months), or those whose contribution exceeds 10% of their gross salary. A local collective agreement may also allow for exemptions for agents employed by multiple territorial employers.
The decrees also regulate the tendering process for collective provident contracts, the selection of complementary organizations, and contract durations.
The minimum employer contribution is set at 50% of the contribution, with the possibility of increases. For agents employed by multiple territorial employers, the contribution is proportional to the service duration.
Minimum provident guarantees cover temporary incapacity for work and invalidity. The invalidity pension is re-evaluated annually and cannot exceed 90% of the reference net salary. A review is scheduled by January 1, 2032. These decrees amend previous regulations.
The entry into force depends on whether a current participation agreement exists at the publication date (October 24, 2026). Local authorities meeting the conditions of decree no. 2026-987 do not need to deliberate again.
